Guaranteed Credit Approval
How Do We Guarantee Approval?
At the Suburban Collection, we look beyond your credit score to the other factors that make you a qualified buyer. We know that you are not your credit history, so why should financial issues from the past stand in the way of your future purchases? Instead of focusing on your credit, we look at the following:
- Are you at least 18 years-old?
- Do you have bad credit or no credit?
- Do you have a steady monthly income?
For guaranteed approval, we look for at least $1,500 of monthly income. And we may also consider your debt to income ratio as a factor. This means that we want to make sure that taking on an auto loan payment won't compromise your ability to pay your other monthly bills.