According to a report from Experian, 2014 saw an increase in 30 and 60 day auto loan delinquencies. While at first this may seem like a bad sign for lending, the spike is something that lenders have been expecting for a while now. “While we have observed a rise in delinquencies over the past few […]
Car Down Payments with Bad Credit
Most lenders who work with borrowers with poor credit scores will require a down payment for a car loan. These down payments can be in the form of cash or real trade equity (in other words, the vehicle must either be paid off or the value of the trade-in must be more than the amount owed on the loan).
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