The time has come for you to buy a car. You finally landed the job you actually want, and you managed to make your barely-running car last to this point without it breaking down. But now that you’re making more money, are you financially prepared for the cost of a car?
It would be great if purchasing a vehicle could be as easy as buying a loaf of bread. When it comes to bread, you realize that you need it, so you go to the store and buy it with little thought and effort required. Unfortunately, car buying isn’t so simple, especially if you have damaged credit.
Visiting the Finance and Insurance department at the car dealership can be a stressful experience. You’ve probably already decided to spend a lot of money on a vehicle purchase, and now someone will be pressuring you into buying “options.” Should you just say “no” to everything?
Whether you’re considering an upgrade to your current vehicle, or you’re thinking of purchasing your very first car, there are tell-tale signs for when it is time to hit the dealership.
Whether you’re just starting out with trying to establish a credit history, or you’re rebuilding damaged credit, there are safe, effective ways to give your credit score a boost.