If you have bad credit, you might think of shopping at dealerships as a luxury you simply can’t afford. After all, what high-end dealership is going to finance someone who is such a high risk? And even if you can find a dealership willing to finance you, can you really trust them to not take advantage of your situation? Well, the answer is simple – you just have to know whom to trust.
Who Shouldn’t You Trust?
It’s worth starting off by letting you in on a little secret, and that secret is, every dealership out there wants your business. Most of the time, even if you’re high risk, you will still see flashing signs and inflatable tube men announcing “great deals” to try and lure you onto the lot and into the prying hands of a predatory salesman who are just out to make a commission. Once you drive off the lot, whether or not you can afford to keep up with your payments and extreme interest rates doesn’t really matter to them since they already got the sale. Buy-here pay-here places are very similar, offering a somewhat convincing dealership atmosphere to try and get car buyers to opt for substandard vehicles at “fairly” discounted prices, which poses an entirely different set of problems. That’s why, if you’re looking for a reliable vehicle you can actually afford, you need to make sure you don’t fall for the first smile that assures you you can drive off the lot that very day so long as you sign the dotted line.
What Can You Do?
Above all else, the best thing you can do if you’re desperate to get a car from a dealership is to shop around. If one dealership offers you one deal, instead of just taking it right off the bat, visit another dealership, and then another. Keep shopping around until you find a dealership willing to offer you fair terms and rates for your unique financial situation. Of course, you can also try trading in a vehicle, or using a cosigner to increase your credibility and lower your overall expenses, but if you don’t have either of those as an option, there’s really only one thing left to do!
Trust Suburban Auto Finance
At Suburban Auto Finance, we don’t just offer exceptional financing and Guaranteed Credit Approval for people with bad credit, little credit, and no credit. We also happen to have the largest and most diverse dealership network in Michigan at our disposal granting us access to the most impressive used car inventory in the state. That means, when you apply for financing through us, we actually match you with a real, reputable dealership nearest you that’s guaranteed to have vehicles you’ll love that you can actually afford. So what are you waiting for? Stop letting your bad credit hold you back and Apply Now!