If like everyone else 2020 was not your year, but you’re hoping to turn things around by qualifying for a bad credit car loan in 2021, you’re in luck! At Suburban Auto Finance, it’s easier than ever to get preapproved for bad credit car loans, especially in 2021. All you need to qualify are three things:
Because we obviously can’t give bad credit auto loans out to adolescents and children, the law does require that we limit our offers to car-buyers over the age of 18. Regardless of exactly how old you are though, credit still doesn’t matter. You could be a middle aged with a lifetime low credit scores, or someone who just turned 18 last week and doesn’t even have a real credit history yet, we’re pleased to help anyone in need of a reliable vehicle secure the fair financing they need and deserve!
A Steady Income
Although we wish we could, we can’t give everyone in need incredible cars for free. However, we also don’t want to put any of our applicant’s in a situation in which they can’t afford a bad credit car loan at all, and getting preapproved for one would only make things harder in the long run. That’s why, we do require that all our applicants have a steady income of at least $1,500 per month to prove that a car payment won’t leave them destitute. It’s simply another way we ensure we’re doing what we can to protect the financial interests and stability of all hopeful car-buyers, like you, who call on us in their time of need.
While it may seem strange to most car loan providers, the last thing we require to qualify for our bad credit car loans is some kind of credit problem. Whether that means having a credit score of only 300 (the lowest a credit score can be), or not having any credit at all yet because you’re barely old enough to have a credit card, we want to ensure the people we’re helping truly deserve it. After all, we do our best to offer the most affordable financing we can; with rates people with bad credit are not likely to see anywhere else.
So, stacked up against our three basic requirements, do you qualify? If so, and you’re ready to see exactly what kind of bad credit car loans you qualify for in 2021, please, Apply Now online through Suburban Auto Finance!