Vehicle ownership can be expensive. If you have been struggling with repair bills on a car that is no longer reliable, but you are afraid your credit score will keep you from qualifying for a loan, there is hope. Car buyers with “subprime” credit scores, or those with a FICO score below 620, are often […]
If you have just completed a Chapter 7 bankruptcy, there is a good chance that your credit isn’t in the best of shape. However, you may also need to purchase a vehicle. If it is time to buy a car, you can get financing with post-bankruptcy bad credit, you just have to go to the […]
Purchasing a car while repaying a Chapter 13 Bankruptcy agreement is a very involved process, and can be complicated if you haven’t prepared for it. When you agreed to your Chapter 13 repayment plan, you made a commitment to repay a portion of your debt to your creditors. And the amount you agreed to repay […]
Recovering from a bankruptcy can feel like an uphill battle. You’re either starting with a relatively clean slate (Chapter 7) or repaying a portion of your debt over time (Chapter 13). But in both cases, your credit score has taken a major hit. What can you do to ensure you have a fresh start? Re-Establishing […]
If you have just emerged from either a Chapter 7 or Chapter 13 bankruptcy, you may be breathing a sigh of relief. Your debt is gone, you have a fresh start financially and, in many ways, you’re in a much better place. However, your credit rating has probably plummeted. And if you need to purchase a vehicle soon, you’re probably wondering how to go about getting approved for an auto loan.